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Young people who hold too little in stocks or fail to start saving early enough may hamper their finances for decades to come. Retirees face a bigger challenge: If they hold too much in stocks, a bear market could decimate their portfolios, but if they hold too little, inflation will quietly kill their purchasing power. Dividend Yield: 3.8%   Forward P/E Ratio: 12.0  (as of 5/1/18) Acorns Review 2018 - Using Your Spare Change to Invest Recommended for you To reinforce this point, Buffett asked people at the conference to consider how much money they thought they'd have today if, at the time Buffett had bought his first shares, they had bought $10,000 worth of the S&P 500 stock index and held onto it until now. Low costs + great service. 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